Issue 001August 4, 2026

Central Area Estate Pulse | July 2026 | HDB Resale & Rental

Central Area Pulse July 2026
Roncasa ▪ Town Pulse Central Area · Central Region Verified as of 4 Aug 2026 July 2026
◆ Balanced Market◆ Sellers Hold Leverage◆ Stable Rental Market
Median PSF · July 2026
$945 ▲ +4.9% MoM
Resale Transactions
11
▼ 21.4% vs prior mth
vs Region Median
+27.8%
▲ $739 base
Town Rank
#2 / 9
Central region by PSF

Central Area is trading about 28% above the wider region median — that gap is worth understanding before you make a move here.

Volume cooled noticeably in Central Area in July 2026, with 11 resale transactions compared to 14 in June. Month-on-month, the town median PSF edged up 4.9% to $945 — a constructive signal for sellers. The town sits above the regional median of $739 psf (+27.8%).

$945
Median PSF
11
Resale Transactions
#2
Town Rank (Central)

Verified as of 4 Aug 2026 · Latest resale data through Jul 2026 · Latest rental data through Jul 2026

01Town Context
$496$936$1,377MayJunJul2-Room3-Room4-Room5-RoomExecutive

Central Area median PSF by flat type (2/3/4/5-Room + Executive), last 3 months. Source: HDB Resale Transactions, data.gov.sg.

Scope Median PSF vs Central Area
Central Area $945
Central Region $739 -21.8%
Island Wide $594 -37.1%

Central Area ranks #2 of 9 Central region towns by median resale PSF this month. Source: HDB Resale Transactions, data.gov.sg.

Top Streets by Volume

Street Transactions Median PSF
Cantonment Rd 2 transactions $1,198
Cantonment Rd 2 transactions $1,322
Jln Kukoh 1 transaction $522
Upp Cross St 1 transaction $945
Kelantan Rd 1 transaction $722

Top 5 streets by resale transaction count this month. Source: HDB Resale Transactions, data.gov.sg.

Share of Town HDB Stock Transacted
0.12%
02Resale Market

Price Bands by Flat Type

Flat Type n Low (P25) Median High (P75) Median PSF
Overall 11 $605,000 $762,000 $1,415,000 $945
2-Room 1 $298,000 $298,000 $298,000 $522
3-Room 3 $556,500 $600,000 $605,000 $832
4-Room 3 $686,000 $762,000 $1,001,000 $667
5-Room 4 $1,447,500 $1,494,444 $1,509,166 $1,310
Executive 0 No transactions this month

Low/High = P25–P75 (APPROX_QUANTILES)
P25 (Low): 25% of flats sold below this price.
P50 (Median): The exact middle market price.
P75 (High): 75% of flats sold below this price.

July 2026 transactions only. Source: HDB Resale Transactions, data.gov.sg.

The $945 median PSF represents a 4.9% gain against June's $901. Transaction count fell 21% from 14 to 11. If you're a seller, this month's data supports holding asking price.

Cantonment Rd led with 2 transactions (18% of all town resale) at a median $1,198 psf — 27% above the town median. Cantonment Rd followed with 2 transactions.

Top Transactions

Block / Street Flat Type Storey Size Price PSF Lease Left
1C Cantonment Rd 5-Room 16 TO 18 1,152 $1,510,000 $1,311 83 years
07 months
1B Cantonment Rd 5-Room 13 TO 15 1,130 $1,508,888 $1,335 83 years
06 months
1B Cantonment Rd 5-Room 07 TO 09 1,130 $1,480,000 $1,309 83 years
07 months
1E Cantonment Rd 5-Room 04 TO 06 1,141 $1,350,000 $1,183 83 years
06 months
1E Cantonment Rd 4-Room 07 TO 09 1,023 $1,240,000 $1,213 83 years
07 months
Block / Street Flat Type Storey Size Price PSF Lease Left
8 Jln Kukoh 2-Room 04 TO 06 570 $298,000 $522 44 years
Block / Street Flat Type Storey Size Price PSF Lease Left
538 Upp Cross St 3-Room 10 TO 12 646 $610,000 $945 51 years
04 months
269A Queen St 3-Room 04 TO 06 721 $600,000 $832 56 years
11 months
30 Kelantan Rd 3-Room 07 TO 09 710 $513,000 $722 54 years
01 month
Block / Street Flat Type Storey Size Price PSF Lease Left
1E Cantonment Rd 4-Room 07 TO 09 1,023 $1,240,000 $1,213 83 years
07 months
632 Veerasamy Rd 4-Room 07 TO 09 1,152 $762,000 $662 58 years
01 month
663 Buffalo Rd 4-Room 19 TO 21 915 $610,000 $667 54 years
10 months
Block / Street Flat Type Storey Size Price PSF Lease Left
1C Cantonment Rd 5-Room 16 TO 18 1,152 $1,510,000 $1,311 83 years
07 months
1B Cantonment Rd 5-Room 13 TO 15 1,130 $1,508,888 $1,335 83 years
06 months
1B Cantonment Rd 5-Room 07 TO 09 1,130 $1,480,000 $1,309 83 years
07 months
1E Cantonment Rd 5-Room 04 TO 06 1,141 $1,350,000 $1,183 83 years
06 months

No transactions this month for this flat type.

Top 5 resale transactions by price. Source: HDB Resale Transactions, data.gov.sg.

Lease Decay Comparison

$1,34880-89$71470-79$702under-60

Median PSF by remaining lease band, blended across 2/3/4/5-Room and Executive flats. Detail by flat type below. Source: HDB Resale Transactions, data.gov.sg.

4-Room flats in Central Area show a real lease-decay gap — units with 80-89 years remaining trade at $1,369 psf against $702 psf for the under-60 band, a 49% spread. That's the clearest single number in this report for anyone deciding how much a shorter lease should actually discount a flat.

Unit Type Breakdown

Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 0 No resale transactions lodged in the past 5 years for this size.
70-79 years 0 No resale transactions lodged in the past 5 years for this size.
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 912-mo avg · 9 transactions $340,000 $574
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 0 No resale transactions lodged in the past 5 years for this size.
70-79 years 0 No resale transactions lodged in the past 5 years for this size.
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 6412-mo avg · 64 transactions $549,000 $771
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 3912-mo avg · 39 transactions $1,370,000 $1,369
70-79 years 4 Last transacted: Jun 2026 · $716 psf
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 3012-mo avg · 30 transactions $780,000 $702
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 1712-mo avg · 17 transactions $1,510,000 $1,328
70-79 years 612-mo avg · 6 transactions $807,500 $714
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 3 Last transacted: May 2026 · $662 psf
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 0 No resale transactions lodged in the past 5 years for this size.
70-79 years 0 No resale transactions lodged in the past 5 years for this size.
60-69 years 0 Last transacted: Jul 2023 · $721 psf
under-60 years 0 No resale transactions lodged in the past 5 years for this size.

Lease Bands: Remaining years on the lease. Low Volumes: If under 5 sales, data expands.
Fallback 1: Uses 12-month average (flagged). Fallback 2: Uses 5-year transaction history.

Data Source: HDB Resale Transactions, data.gov.sg.

03Rental MarketLatest available: Jul 2026 · HDB rental lodgements typically lag ~1 month behind resale

No HDB leases lodged in Central Area in Jul 2026 — and too few over the trailing 12 months to report a reliable figure.

Ron's Read

A 4.9% PSF uptick at steady volume is a constructive signal — prices moving on genuine activity, not a thin-month statistical blip. Sellers have some pricing power. Sellers can hold asking prices with reasonable confidence. Buyers chasing specific blocks should price in less negotiating room this month. That 49% 4-Room lease-decay spread between the 80-89 and under-60 bands is the number to anchor any negotiation on a shorter-lease unit here — don't let a seller price a thinning lease like a fresh one.

05What It Means For You
What It Means For You
Typical Entry Price
$327,636
12-mo avg · 9 transactions
vs Region Median PSF
-22.3%
Est. Gross Yield

Flat — no clear month-on-month signal yet for this flat type; anchor to recent comparables.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation
Typical Entry Price
$547,970
12-mo avg · 64 transactions
vs Region Median PSF
+4.4%
Est. Gross Yield

Flat — no clear month-on-month signal yet for this flat type; anchor to recent comparables.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation
Typical Entry Price
$1,187,501
12-mo avg · 73 transactions
vs Region Median PSF
+57.1%
Est. Gross Yield

Flat — no clear month-on-month signal yet for this flat type; anchor to recent comparables.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation
Typical Entry Price
$1,468,036
12-mo avg · 26 transactions
vs Region Median PSF
+74.9%
Est. Gross Yield

Flat — no clear month-on-month signal yet for this flat type; anchor to recent comparables.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation

Last transacted: Jul 2023 · $1,118,000 ($721 psf)

Resale Transactions
1
Exit Price Est.
$327,636
12-mo avg · 9 transactions
Exit Median PSF
$574

Flat — no clear month-on-month PSF signal yet for this flat type.

No leases lodged in the past 5 years for this size. Currently -22.3% vs the region median.

Get a Free Valuation
Resale Transactions
3
Exit Price Est.
$547,970
12-mo avg · 64 transactions
Exit Median PSF
$771

Flat — no clear month-on-month PSF signal yet for this flat type.

No leases lodged in the past 5 years for this size. Currently +4.4% vs the region median.

Get a Free Valuation
Resale Transactions
3
Exit Price Est.
$1,187,501
12-mo avg · 73 transactions
Exit Median PSF
$1,161

Flat — no clear month-on-month PSF signal yet for this flat type.

No leases lodged in the past 5 years for this size. Currently +57.1% vs the region median.

Get a Free Valuation
Resale Transactions
4
Exit Price Est.
$1,468,036
12-mo avg · 26 transactions
Exit Median PSF
$1,293

Flat — no clear month-on-month PSF signal yet for this flat type.

No leases lodged in the past 5 years for this size. Currently +74.9% vs the region median.

Get a Free Valuation

Last transacted: Jul 2023 · $1,118,000 ($721 psf)

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.