Run the numbers yourself.
Every calculator, flowchart and timeline I use with clients: in one place, free, and built for Singapore's rules. Work out where you stand, then bring the questions to me.
Market Cockpit
Look at Live updates of what the private and HDB market is doing; price trends and analysis
Landed Property Dashboard
District and area-level PSF, quantum and transaction counts for terrace, semi-D and bungalow: filterable by house type, tenure and land size, refreshed daily from URA.
CPF accrued interest
What CPF actually claws back on sale, principal withdrawn plus 2.5% compounded interest, refunded before any cash proceeds land in your account.
HDB seller's proceed
What actually lands in your pocket after outstanding loan, CPF refund with accrued interest, and fees are settled.
Progressive payment calculator
Instalment amounts and CPF/cash allocation across every construction stage, the actual dollar figures behind the payment schedule.
Stamp Duties Calculator
BSD and ABSD by profile and property count, plus remission scenarios: so the tax line never surprises you at signing.
TDSR & MSR calculator
Your max home loan, the max property price it supports, and the monthly instalment, with the 75% to 55% LTV drop past 30 years shown up front. Optional CPF OA offset.
Monthly mortgage & affordability
Loan size, monthly repayment and your real price ceiling: TDSR, MSR and cash-over-CPF factored in before you fall for a listing.
HDB buyer's calculator
Every dollar an HDB resale purchase needs, in order: option fee, loan sizing, CPF waterfall and the monthly cash left after OA offset.
Private buyer's calculator
Cheque-by-cheque for a private resale purchase, option, exercise, stamp duty timing, TDSR loan sizing and the CPF reimbursement gap.
HDB resale timeline
OTP to key collection, week by week. Every deadline, document and CPF checkpoint mapped so nothing catches you off guard.
Private property purchase timeline
OTP to completion for private resale, option period, exercise, and every legal deadline in between, mapped week by week.
New launch payment timeline
Progressive Payment Scheme mapped against construction stages. See when each instalment falls due before you commit.
EC eligibility path
Income ceiling, ownership history and MOP answered step by step: find out if an Executive Condo is actually open to you.
Inheritance decision chart
Inherited a property? Walk the ABSD, keep-or-sell and ownership-count branches before you make a move you can't undo.
HDB flat valuation
An indicative value for your flat from recent block-level transactions, the starting number for any sell-or-hold decision.
Lease decay guide
Our own decay curve from real transactions, by segment, district and HDB town, measured against the official SLA table.
District 1 guide
Raffles Place & Boat Quay, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 2 guide
Tanjong Pagar & Anson, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 3 guide
Alexandra & Queenstown, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 4 guide
Harbourfront & Sentosa, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 5 guide
Buona Vista & West Coast, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 6 guide
City Hall & Shenton Way, an evergreen page for the district, with the map, schools and pipeline widgets shared by every District Page.
District 7 guide
Bugis & Beach Road, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 8 guide
Little India & Farrer Park, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 9 guide
Orchard & River Valley, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 10 guide
Bukit Timah & Holland, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 11 guide
Newton & Novena, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 12 guide
Toa Payoh & Balestier, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 13 guide
MacPherson & Potong Pasir, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 14 guide
Geylang & Paya Lebar, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 15 guide
East Coast & Katong, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 16 guide
Bedok & Upper East Coast, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 17 guide
Changi & Loyang, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 18 guide
Tampines & Pasir Ris, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 19 guide
Hougang, Punggol & Sengkang: live PSF, an explorable amenity map, schools, pipeline and the monthly Pulse archive, all in one evergreen page.
District 20 guide
Bishan & Ang Mo Kio, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 21 guide
Upper Bukit Timah & Clementi Park, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 22 guide
Jurong East & Boon Lay, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 23 guide
Bukit Batok & Choa Chu Kang, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 24 guide
Tengah & Lim Chu Kang, an evergreen page for the district, with the map, schools and pipeline widgets shared by every District Page.
District 25 guide
Woodlands & Admiralty, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 26 guide
Upper Thomson & Mandai, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 27 guide
Sembawang & Yishun, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
District 28 guide
Seletar & Yio Chu Kang, live PSF, an explorable amenity map, schools and pipeline in one evergreen page.
Ang Mo Kio guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Bedok guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Bishan guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Bukit Batok guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Bukit Merah guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Bukit Panjang guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Bukit Timah guide
A thin-volume HDB pocket inside a private-district postcode, real numbers, honestly framed given the small resale sample.
Central Area guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Choa Chu Kang guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Clementi guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Geylang guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Hougang guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Jurong East guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Jurong West guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Kallang/Whampoa guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Marine Parade guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Pasir Ris guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Punggol guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Queenstown guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Sembawang guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Sengkang guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Serangoon guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Tampines guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Tengah guide
Singapore's newest town, BTO-only for now, with honest "no resale yet" framing until the first flats hit MOP around 2030.
Toa Payoh guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Woodlands guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Yishun guide
Live PSF, lease decay by flat type, an explorable amenity map and BTO pipeline in one evergreen HDB town page.
Primary school demand
All 179 Singapore primary schools' 2025 Phase 2C P1 registration data in one sortable table, vacancies, applicants, who had to ballot, and your real chance of a place.
Primary–secondary affiliation guide
Every MOE-confirmed primary-to-secondary school affiliation in Singapore, with the real PSLE cut-off gap per pairing, not just a name on a list.
District 1 schools
Every primary and secondary school near Raffles Place / Boat Quay, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 2 schools
Every primary and secondary school near Tanjong Pagar / Anson, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 3 schools
Every primary and secondary school near Alexandra / Queenstown, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 4 schools
Every primary and secondary school near Harbourfront / Sentosa, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 5 schools
Every primary and secondary school near Buona Vista / West Coast, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 6 schools
Every primary and secondary school near City Hall / Shenton Way, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 7 schools
Every primary and secondary school near Bugis / Beach Road, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 8 schools
Every primary and secondary school near Little India / Farrer Park, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 9 schools
Every primary and secondary school near Orchard / River Valley, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 10 schools
Every primary and secondary school near Bukit Timah / Holland, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 11 schools
Every primary and secondary school near Newton / Novena, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 12 schools
Every primary and secondary school near Toa Payoh / Balestier, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 13 schools
Every primary and secondary school near MacPherson / Potong Pasir, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 14 schools
Every primary and secondary school near Geylang / Paya Lebar, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 15 schools
Every primary and secondary school near East Coast / Katong, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 16 schools
Every primary and secondary school near Bedok / Upper East Coast, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 17 schools
Every primary and secondary school near Changi / Loyang / Pasir Ris, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 18 schools
Every primary and secondary school near Tampines / Simei, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 19 schools
Every primary and secondary school near Hougang / Punggol / Sengkang, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 20 schools
Every primary and secondary school near Ang Mo Kio / Bishan, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 21 schools
Every primary and secondary school near Upper Bukit Timah / Clementi Park, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 22 schools
Every primary and secondary school near Jurong East / Boon Lay, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 23 schools
Every primary and secondary school near Bukit Batok / Choa Chu Kang, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 24 schools
Every primary and secondary school near Tengah / Lim Chu Kang, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 25 schools
Every primary and secondary school near Woodlands / Admiralty, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 26 schools
Every primary and secondary school near Upper Thomson / Mandai, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 27 schools
Every primary and secondary school near Sembawang / Yishun, MOE distance rings, live density stats, and affiliated pairs where they exist.
District 28 schools
Every primary and secondary school near Seletar / Yio Chu Kang, MOE distance rings, live density stats, and affiliated pairs where they exist.
Ang Mo Kio schools
Every primary and secondary school near Ang Mo Kio, MOE distance rings, live density stats, and affiliated pairs where they exist.
Bedok schools
Every primary and secondary school near Bedok, MOE distance rings, live density stats, and affiliated pairs where they exist.
Bishan schools
Every primary and secondary school near Bishan, MOE distance rings, live density stats, and affiliated pairs where they exist.
Bukit Batok schools
Every primary and secondary school near Bukit Batok, MOE distance rings, live density stats, and affiliated pairs where they exist.
Bukit Merah schools
Every primary and secondary school near Bukit Merah, MOE distance rings, live density stats, and affiliated pairs where they exist.
Bukit Panjang schools
Every primary and secondary school near Bukit Panjang, MOE distance rings, live density stats, and affiliated pairs where they exist.
Bukit Timah schools
Every primary and secondary school near Bukit Timah, MOE distance rings, live density stats, and affiliated pairs where they exist.
Central Area schools
Every primary and secondary school near Central Area, MOE distance rings, live density stats, and affiliated pairs where they exist.
Choa Chu Kang schools
Every primary and secondary school near Choa Chu Kang, MOE distance rings, live density stats, and affiliated pairs where they exist.
Clementi schools
Every primary and secondary school near Clementi, MOE distance rings, live density stats, and affiliated pairs where they exist.
Geylang schools
Every primary and secondary school near Geylang, MOE distance rings, live density stats, and affiliated pairs where they exist.
Hougang schools
Every primary and secondary school near Hougang, MOE distance rings, live density stats, and affiliated pairs where they exist.
Jurong East schools
Every primary and secondary school near Jurong East, MOE distance rings, live density stats, and affiliated pairs where they exist.
Jurong West schools
Every primary and secondary school near Jurong West, MOE distance rings, live density stats, and affiliated pairs where they exist.
Kallang/Whampoa schools
Every primary and secondary school near Kallang/Whampoa, MOE distance rings, live density stats, and affiliated pairs where they exist.
Marine Parade schools
Every primary and secondary school near Marine Parade, MOE distance rings, live density stats, and affiliated pairs where they exist.
Pasir Ris schools
Every primary and secondary school near Pasir Ris, MOE distance rings, live density stats, and affiliated pairs where they exist.
Punggol schools
Every primary and secondary school near Punggol, MOE distance rings, live density stats, and affiliated pairs where they exist.
Queenstown schools
Every primary and secondary school near Queenstown, MOE distance rings, live density stats, and affiliated pairs where they exist.
Sembawang schools
Every primary and secondary school near Sembawang, MOE distance rings, live density stats, and affiliated pairs where they exist.
Sengkang schools
Every primary and secondary school near Sengkang, MOE distance rings, live density stats, and affiliated pairs where they exist.
Serangoon schools
Every primary and secondary school near Serangoon, MOE distance rings, live density stats, and affiliated pairs where they exist.
Tampines schools
Every primary and secondary school near Tampines, MOE distance rings, live density stats, and affiliated pairs where they exist.
Tengah schools
Every primary and secondary school near Tengah, MOE distance rings, live density stats, and affiliated pairs where they exist.
Toa Payoh schools
Every primary and secondary school near Toa Payoh, MOE distance rings, live density stats, and affiliated pairs where they exist.
Woodlands schools
Every primary and secondary school near Woodlands, MOE distance rings, live density stats, and affiliated pairs where they exist.
Yishun schools
Every primary and secondary school near Yishun, MOE distance rings, live density stats, and affiliated pairs where they exist.