Issue 001November 3, 2026

Central Area Estate Pulse | October 2026 | HDB Resale & Rental

Central Area Pulse October 2026
Roncasa ▪ Town Pulse Central Area · Central Region Verified as of 4 Nov 2026 October 2026
◆ Seller's Market◆ Sellers Hold Leverage◆ Stable Rental Market
Median PSF · October 2026
$859 ▲ +11.2% MoM
Resale Transactions
16
→ 0.0% vs prior mth
vs Region Median
+13.1%
▲ $760 base
Town Rank
#4 / 9
Central region by PSF

Central Area is trading about 13% above the wider region median — that gap is worth understanding before you make a move here.

Volume held broadly steady in Central Area in October 2026, with 16 resale transactions compared to 16 in September. Month-on-month, the town median PSF edged up 11.2% to $859 — a constructive signal for sellers. The town sits above the regional median of $760 psf (+13.1%).

$859
Median PSF
16
Resale Transactions
#4
Town Rank (Central)

Verified as of 4 Nov 2026 · Latest resale data through Oct 2026 · Latest rental data through Sep 2026

01Town Context
$466$850$1,234AugSepOct2-Room3-Room4-Room5-RoomExecutive

Central Area median PSF by flat type (2/3/4/5-Room + Executive), last 3 months. Source: HDB Resale Transactions, data.gov.sg.

Scope Median PSF vs Central Area
Central Area $859 —
Central Region $760 -11.6%
Island Wide $607 -29.4%

Central Area ranks #4 of 9 Central region towns by median resale PSF this month. Source: HDB Resale Transactions, data.gov.sg.

Top Streets by Volume

Street Transactions Median PSF
Cantonment Rd 2 transactions $1,222
Buffalo Rd 1 transaction $640
Jln Berseh 1 transaction $673
Queen St 1 transaction $890
Tg Pagar Plaza 1 transaction $879

Top 5 streets by resale transaction count this month. Source: HDB Resale Transactions, data.gov.sg.

Share of Town HDB Stock Transacted
0.18%
02Resale Market

Price Bands by Flat Type

Flat Type n Low (P25) Median High (P75) Median PSF
Overall 16 $563,250 $620,000 $875,388 $859
2-Room 1 $285,000 $285,000 $285,000 $646
3-Room 8 $549,250 $587,000 $617,500 $859
4-Room 7 $700,444 $1,188,888 $1,379,000 $1,175
5-Room 0 No transactions this month
Executive 0 No transactions this month

Low/High = P25–P75 (APPROX_QUANTILES)
P25 (Low): 25% of flats sold below this price.
P50 (Median): The exact middle market price.
P75 (High): 75% of flats sold below this price.

October 2026 transactions only. Source: HDB Resale Transactions, data.gov.sg.

The $859 median PSF represents a 11.2% gain against September's $773. Transaction count was broadly unchanged at 16. If you're a seller, this month's data supports holding asking price.

Cantonment Rd led with 2 transactions (12% of all town resale) at a median $1,222 psf — 42% above the town median. Buffalo Rd followed with 1 transaction.

3-Room flats led resale activity in October 2026, accounting for 8 of 16 transactions (50%) at a median $859 psf. That flat type's PSF moved 11.3% up month-on-month.

Top Transactions

Block / Street Flat Type Storey Size Price PSF Lease Left
1A Cantonment Rd 4-Room 28 TO 30 1,023 $1,588,000 $1,553 83 years
04 months
1E Cantonment Rd 4-Room 13 TO 15 1,023 $1,460,000 $1,428 83 years
04 months
1C Cantonment Rd 4-Room 22 TO 24 1,023 $1,298,000 $1,269 83 years
04 months
1C Cantonment Rd 4-Room 04 TO 06 1,012 $1,188,888 $1,175 83 years
04 months
634 Veerasamy Rd 4-Room 13 TO 15 1,195 $770,888 $645 58 years
Block / Street Flat Type Storey Size Price PSF Lease Left
8 Selegie Rd 2-Room 07 TO 09 441 $285,000 $646 46 years
04 months
Block / Street Flat Type Storey Size Price PSF Lease Left
264 Waterloo St 3-Room 16 TO 18 732 $650,000 $888 59 years
2 Tg Pagar Plaza 3-Room 10 TO 12 753 $625,000 $829 49 years
05 months
533 Upp Cross St 3-Room 04 TO 06 732 $615,000 $840 52 years
11 months
1 Tg Pagar Plaza 3-Room 19 TO 21 635 $599,000 $943 49 years
05 months
271 Queen St 3-Room 16 TO 18 646 $575,000 $890 51 years
06 months
Block / Street Flat Type Storey Size Price PSF Lease Left
1A Cantonment Rd 4-Room 28 TO 30 1,023 $1,588,000 $1,553 83 years
04 months
1E Cantonment Rd 4-Room 13 TO 15 1,023 $1,460,000 $1,428 83 years
04 months
1C Cantonment Rd 4-Room 22 TO 24 1,023 $1,298,000 $1,269 83 years
04 months
1C Cantonment Rd 4-Room 04 TO 06 1,012 $1,188,888 $1,175 83 years
04 months
634 Veerasamy Rd 4-Room 13 TO 15 1,195 $770,888 $645 58 years

No transactions this month for this flat type.

No transactions this month for this flat type.

Top 5 resale transactions by price. Source: HDB Resale Transactions, data.gov.sg.

Lease Decay Comparison

$1,34080-89$73970-79$702under-60

Median PSF by remaining lease band, blended across 2/3/4/5-Room and Executive flats. Detail by flat type below. Source: HDB Resale Transactions, data.gov.sg.

4-Room flats in Central Area show a real lease-decay gap — units with 80-89 years remaining trade at $1,348 psf against $702 psf for the under-60 band, a 48% spread. That's the clearest single number in this report for anyone deciding how much a shorter lease should actually discount a flat.

Unit Type Breakdown

Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 0 No resale transactions lodged in the past 5 years for this size.
70-79 years 0 No resale transactions lodged in the past 5 years for this size.
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 712-mo avg · 7 transactions $320,000 $574
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 0 No resale transactions lodged in the past 5 years for this size.
70-79 years 0 No resale transactions lodged in the past 5 years for this size.
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 8 $587,000 $859
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 3812-mo avg · 38 transactions $1,369,000 $1,348
70-79 years 512-mo avg · 5 transactions $705,000 $771
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 3812-mo avg · 38 transactions $781,500 $702
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 1412-mo avg · 14 transactions $1,512,500 $1,331
70-79 years 712-mo avg · 7 transactions $800,000 $708
60-69 years 0 No resale transactions lodged in the past 5 years for this size.
under-60 years 4 Last transacted: Aug 2026 · $769 psf
Lease Band N (Txn this mth) Median Price Median PSF
90+ years 0 No resale transactions lodged in the past 5 years for this size.
80-89 years 0 No resale transactions lodged in the past 5 years for this size.
70-79 years 0 No resale transactions lodged in the past 5 years for this size.
60-69 years 0 Last transacted: Jul 2023 · $721 psf
under-60 years 0 No resale transactions lodged in the past 5 years for this size.

Lease Bands: Remaining years on the lease. Low Volumes: If under 5 sales, data expands.
Fallback 1: Uses 12-month average (flagged). Fallback 2: Uses 5-year transaction history.

Data Source: HDB Resale Transactions, data.gov.sg.

03Rental MarketLatest available: Sep 2026 · HDB rental lodgements typically lag ~1 month behind resale

No HDB leases lodged in Central Area in Sep 2026 — and too few over the trailing 12 months to report a reliable figure.

Ron's Read

A 11.2% PSF uptick at steady volume is a constructive signal — prices moving on genuine activity, not a thin-month statistical blip. Sellers have some pricing power. Sellers can hold asking prices with reasonable confidence. Buyers chasing specific blocks should price in less negotiating room this month. That 48% 4-Room lease-decay spread between the 80-89 and under-60 bands is the number to anchor any negotiation on a shorter-lease unit here — don't let a seller price a thinning lease like a fresh one.

05What It Means For You
What It Means For You
Typical Entry Price
$253,454
12-mo avg · 7 transactions
vs Region Median PSF
-24.4%
Est. Gross Yield
—

Flat — no clear month-on-month signal yet for this flat type; anchor to recent comparables.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation
Typical Entry Price
$592,056
vs Region Median PSF
+13.1%
Est. Gross Yield
—

Rising (+11.3% MoM) — expect less room to negotiate on this flat type.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation
Typical Entry Price
$1,201,541
vs Region Median PSF
+54.6%
Est. Gross Yield
—

Rising (+51.8% MoM) — expect less room to negotiate on this flat type.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation
Typical Entry Price
$1,466,174
12-mo avg · 25 transactions
vs Region Median PSF
+69.1%
Est. Gross Yield
—

Flat — no clear month-on-month signal yet for this flat type; anchor to recent comparables.

Estimate only, based on this flat type's typical unit size and this month's rental medians. Not a guaranteed return.

Gross yield = annual rent ÷ purchase price.

Book a Consultation

Last transacted: Jul 2023 · $1,118,000 ($721 psf)

Resale Transactions
1
Exit Price Est.
$253,454
12-mo avg · 7 transactions
Exit Median PSF
$574

Flat — no clear month-on-month PSF signal yet for this flat type.

No leases lodged in the past 5 years for this size. Currently -24.4% vs the region median.

Get a Free Valuation
Resale Transactions
8
Exit Price Est.
$592,056
Exit Median PSF
$859

Rising (+11.3% MoM) — expect less room to negotiate on this flat type.

No leases lodged in the past 5 years for this size. Currently +13.1% vs the region median.

Get a Free Valuation
Resale Transactions
7
Exit Price Est.
$1,201,541
Exit Median PSF
$1,175

Rising (+51.8% MoM) — expect less room to negotiate on this flat type.

No leases lodged in the past 5 years for this size. Currently +54.6% vs the region median.

Get a Free Valuation
Resale Transactions
0
Exit Price Est.
$1,466,174
12-mo avg · 25 transactions
Exit Median PSF
$1,285

Flat — no clear month-on-month PSF signal yet for this flat type.

No leases lodged in the past 5 years for this size. Currently +69.1% vs the region median.

Get a Free Valuation

Last transacted: Jul 2023 · $1,118,000 ($721 psf)

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.

No leases lodged in the past 5 years for this size.