What will you actually walk away with?
See what you'll actually walk away with after loan, CPF refund, resale levy (if applicable) and selling costs — updated live as you type.
Professional fee
2% + 9% GST
Legal + admin default
$1,500HDB / $3,000 Private
Checked
29 Jul 2026
— Step 01 · What are you selling?
Property type
HDB resale levy + app fee only apply to HDB
— Step 02 · Transaction & CPF
Estimated sale price
$
Outstanding loanBank / HDB
$
Number of owners
CPF monies usedPrincipal only
$
CPF accrued interestFrom CPF statement
$
Total CPF refund$230,000
— Step 03 · HDB resale levy
Resale levy applicable?
First subsidised flat sold
Grant recipient type
Flat type soldFixed levy
— Step 04 · Selling costs
Legal + adminConveyancing
$
$1,500 set aside — typically more than enough for HDB conveyancing.
Professional fees2% + 9% GST
Auto-calculated from price$21,800
HDB resale application fee
Extension / temporary housingIf applicable
$
Estimate only. Actual figures vary — confirm with your conveyancing lawyer and HDB.
Note
This may be a negative sale. Your outstanding loan and CPF refund exceed the sale price. You may need to top up cash at completion — speak to Ron before signing anything.
— Estimated net cash proceed
$0
Cash in hand · after all deductions & selling costs
CPF proceeds · principal + accrued interest
$0
Returns to your CPF account, not cash in hand — but it's yours, and often funds your next downpayment.
Property sale
Sale price
$0
Less — outstanding loan
$0
Less — CPF principal
$0
Less — CPF accrued interest
$0
Cash proceed · pre-costs
$0
Selling costs
Less — legal + admin
$0
Less — professional fees · 2% + GST
$0
Less — HDB application fee
$0
Less — extension / temp. housing
$0
Estimated net proceed
$0
— Numbers are easier than decisions
Let me read this with you.
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