What will you actually walk away with?
See what you'll actually walk away with after loan, CPF refund, resale levy (if applicable), and selling costs: updated live as you type.
Professional fee
2% + 9% GST
Legal + admin default
$1,500HDB / $3,000 Private
Checked
29 Jul 2026
Step 01 · What are you selling?
Property type
HDB resale levy + app fee only apply to HDB
Step 02 · Transaction & CPF
Estimated sale price
$
Outstanding loanBank / HDB
$
Number of owners
CPF monies usedPrincipal only
$
CPF accrued interestFrom CPF statement
$
Total CPF refund$230,000
Step 03 · HDB resale levy
Resale levy applicable?
First subsidised flat sold
Grant recipient type
Flat type soldFixed levy
Step 04 · Selling costs
Legal + adminConveyancing
$
$1,500 set aside: typically more than enough for HDB conveyancing.
Professional fees2% + 9% GST
Auto-calculated from price$21,800
HDB resale application fee
Extension / temporary housingIf applicable
$
Estimate only. Actual figures vary, confirm with your conveyancing lawyer and HDB.
Note
This may be a negative sale. Your outstanding loan and CPF refund exceed the sale price. You may need to top up cash at completion, speak to Ron before signing anything.
Estimated net cash proceed
$0
Cash in hand · after all deductions & selling costs
CPF proceeds · principal + accrued interest
$0
Returns to your CPF account, not cash in hand, but it's yours, and often funds your next downpayment.
Property sale
Sale price
$0
Less — outstanding loan
$0
Less — CPF principal
$0
Less — CPF accrued interest
$0
Cash proceed · pre-costs
$0
Selling costs
Less — legal + admin
$0
Less — professional fees · 2% + GST
$0
Less — HDB application fee
$0
Less — extension / temp. housing
$0
Estimated net proceed
$0
Numbers are easier than decisions
Let me read this with you.
WhatsApp Ron
Book a 30-min call
No pitch. No pressure. Just questions answered.