How much will it actually cost a month?

Punch in the numbers. I'll show you the monthly payment, the lifetime interest, and where every dollar goes.

Avg. SG mortgage rate 3.48% p.a.
Median private price $1.42M
Checked 29 Jul 2026
— Step 01 · Your loan
Loan amount After down payment
$
$200k$1M$1.5M$2M$3M
Loan tenure HDB: max 30y · Private: max 35y
Years
5y15y25y35y
Interest rate 3-mo SORA + 1% spread
% p.a.
1.0%2.5%4.0%6.0%
Live · updates as you type
— Your monthly payment
$ 0 / month
Total interest$0
Total repaid$0
First-year payment$0

— Where each dollar goes (over the life of the loan)

Loan: $1200000
Principal · $0
Interest · $0
— Numbers are easier than decisions

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