What do you actually pay, stage by stage?

New launch properties don't ask for everything upfront. See exactly how much leaves your account at each construction milestone, from booking to keys.

Construction stages 8+ OTP & S&P
TDSR cap 55% of income
Checked 29 Jul 2026
CPF accrued interestSeller's proceedsStamp duty (BSD/ABSD)Monthly mortgageHDB buyer'sPrivate buyer'sHDB valuationAll tools
Step 01 · Property
Purchase priceNew launch / BUC only
$
$400k$1M$2M$3.5M$5M
Loan-to-valueDepends on property count
% LTV
5%25%45%75%
75% — 1st property 55% — 2nd property 35% — 3rd & above
Interest rateIllustrative — verify with bank
% p.a.
1.0%2.5%4.0%6.0%
Loan tenurePrivate max 35y · capped at age 65
Years
5y15y25y35y
Do you want a quick loan estimate?
Calculate exact stamp duties (BSD + ABSD)?
Live · updates as you type
Capital outlay before loan & legal fees
—
Booking · S&P · Stamp duties
Booking fee
—
Loan —
Stamp duties payable
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CPF OA or cash
StageMonthly pmtStage outlay
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