Singapore’s public housing scene is gearing up for another major rollout this July. The Housing & Development Board (HDB) will be releasing about 3,000 Sale of Balance Flats (SBF), marking the second such sales exercise for 2025. This comes in tandem with the launch of 5,400 new BTO flats across Bukit Merah, Bukit Panjang, Clementi, Sembawang, Tampines, Toa Payoh, and Woodlands.
With this new SBF exercise, the total number of balance flats released in 2025 will reach 8,500 units—the highest supply of balance flats since 2017. These flats, typically either completed or nearing completion, present a rare opportunity for buyers who wish to avoid the full wait of a standard BTO flat.
The last SBF launch in February saw 5,590 units receive over 22,000 applications, highlighting persistent demand despite a gradually moderating market.
📊 Infographic: What’s Coming in July 2025
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🏘️ 3,000 Sale of Balance Flats
‣ Second SBF exercise of 2025
‣ Flats in various stages of completion -
🏙️ 5,400 BTO Flats Across 7 Estates
‣ Locations: Bukit Merah, Bukit Panjang, Clementi, Sembawang, Tampines, Toa Payoh, Woodlands -
📆 HDB Flat Eligibility Deadline: May 15
‣ Applicants must apply for HFE letter to participate -
📈 Resale Price Growth is Slowing
‣ Q1 2025 HDB resale prices rose 1.5% (down from 2.6% in Q4 2024) -
🏗️ Future Supply Outlook
‣ 19,600 flats to be launched in 2025
‣ 12,000 flats to have <3 years waiting time
‣ 50,000 BTO units planned from 2025–2027 -
🔑 MOP Units Coming into Market
‣ 2025: 8,000 units
‣ 2026: 13,500 units
‣ 2028: 19,500 units
💬 Commentary:
As a real estate agent observing buyer trends, this upcoming July SBF and BTO launch represents a significant window for buyers to secure well-located, completed, or near-completion flats. With signs pointing to a moderation in both resale and private market price growth, this is a prime opportunity for first-time homeowners and upgraders looking to lock in a home before prices trend upward again. Moreover, with a rise in MOP units in the coming years, the resale market is expected to become more balanced and competitive.
For those aiming to enter the HDB market soon, applying for the HFE letter before May 15 is essential to be eligible for this exercise. Whether you're looking for a family-sized unit, shorter waiting time, or specific locations, this mid-year launch is shaping up to be a milestone offering.
✅ Summary Highlights:
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✅ 3,000 SBF flats launching in July 2025 — largest balance flat supply since 2017
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✅ 5,400 BTO units in mature and non-mature estates also available
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✅ HDB resale price growth slowing — sign of stabilising market
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✅ More MOP flats expected from 2026–2028 to ease resale supply crunch
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✅ Applicants must apply for HDB Flat Eligibility (HFE) letter by May 15
📞 Looking to make your next move in the HDB market? Let’s navigate this opportunity together. Reach out to learn more about your eligibility and best-fit units for your needs.